Fee Protection Scheme

The Fee Protection Scheme (FPS) serves to protect students’ fees in the event an education institution is unable to continue operating due to insolvency, and/or regulatory closure.

The Fee Protection Scheme also protects if the Private Education Institution (PEI) fails to pay penalties or return fees to the students’ arising from judgment made against it by the Singapore courts.

The FPS is compulsory for all local and international students’ taking courses at PEIs seeking EduTrust certification. Students’ enrolled in these courses will be required to pay a fee for FPS which varies depending on the fees of the courses insured.

We have in place the Fee Protection Scheme (FPS) to provide full protection to all fees* paid by all students’ as stipulated by the CPE. The FPS facilities available at BITC are as follows:

Insurance Scheme

BITC has engaged Liberty Insurance Pte Ltd for the Fee Protection Scheme (FPS).

Under the fee insurance scheme, private education institutions will purchase insurance protection from any one of the Committee for Private Education – appointed insurance companies for every one of their students to protect their fees.

*All fees refer to all monies that are paid by students to be enrolled in BITC except for course registration fee and miscellaneous fee. GST is not inclusive as part of fees to be protected.

Student’s Health Service Insurance (Medical Insurance)

All registered students attending BITC courses are covered by Medical Insurance plan – Group Hospital and Surgical Insurance (GSC).

Baking Industry Training College (BITC) has a compulsory medical insurance scheme which is required for the duration of your course.

Unlike local students (Singaporean citizens, Permanent Residents and Non-Student Pass International Students), international students may not opt out of this scheme.

We have in place the Fee Protection Scheme (FPS) to provide full protection to all fees* paid by all students’ as stipulated by the CPE. The FPS facilities available at BITC are as follows:

The medical insurance plan shall provide the following as required by CPE under EduTrust Certification Scheme:

  • Annual Coverage limit of not less than SGD$20,000 per student;
  • At least B1 ward/ 4-bedded in Government / Restructured Hospitals (all students); and 24 hours coverage in Singapore and overseas (if student is involved in school-related activities) throughout the course duration.

The insurer is Liberty Insurance Singapore Pte Ltd

Students who are Singapore citizens or permanent residents and International students holding passes other than the Student’s Pass holders may opt out the medical insurance plan.

A copy of their medical insurance policy / certificate is required to be submitted to the BITC Administration Dept.

Please note that all pre-existing illnesses are not covered.

For more information on EduTrust Certification Scheme please visit the CPE website.

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